Are You a Saver or a Spender?

Saver, spender, or somewhere in between — which side are you really on?

Answer 8 quick questions about your everyday money habits to find out if you are a saver, a spender, or perfectly balanced.

Are You a Saver or a Spender?

8 questions · About 1 minute

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Questions Overview

All 8 questions in this quiz — take a look before you start.

  1. 1
    Pick your shopping basket.
    • •Only the things on my list
    • •The list, plus one little treat
    • •Everything that catches my eye
    • •Just the essentials, nothing more
  2. 2
    Sale season arrives. You…
    • •Ignore it — I only buy what I need
    • •Check the deals, then buy one planned thing
    • •Go all in — sales are made for me
  3. 3
    Your wallet at the end of the month is…
    • •Still full — I barely touched it
    • •Balanced — I spent what I planned
    • •Empty — but what a month it was
  4. 4
    Pick your payday feeling.
    • •Relief — savings day is here
    • •Calm — bills first, then a small treat
    • •Excitement — time to celebrate
    • •Satisfaction — my plan is working
  5. 5
    A friend asks to borrow money. You…
    • •Say no — my savings are untouchable
    • •Lend a small amount I can afford
    • •Lend happily — friends come first
  6. 6
    Your phone buzzes: a payment went out. You…
    • •Check it instantly — every rupee matters
    • •Glance at it later, no stress
    • •Ignore it — I will find out eventually
  7. 7
    Pick your savings rule.
    • •Save first, spend what is left
    • •Save what is left after spending
    • •Rules? I spend, then save if anything is left
  8. 8
    Which sentence sounds most like you?
    • •I feel rich when my savings grow
    • •I feel rich when life feels good
    • •I feel rich when I buy something I love